Iron Road

Online Medicare Application


Processing your application...


Welcome!

This process takes you through a series of questions and information to enroll you in our Medicare Plan.
We will need to collect information to pay for your first month of insurance via ACH bank draft or credit card. We won't charge you for that until we've reviewed and accepted this application.

Let's get started!


Are you currently covered by Iron Road Healthcare?

If you answer "Yes", we will prompt you to login. This allows us to pre-fill this application with your information.

Have you or your spouse worked for Union Pacific Railroad or any of its affiliates?

(Denver Rio Grande, Western Pacific, Southern Pacific, Missouri Pacific,
MKT (Missouri, Kansas, Texas Lines), Chicago or Northwestern)

We are unable to offer you coverage

Please contact customer service at 1-800-547-0421

Is this application for an employee or a spouse of an employee?

Select your ethnicity and race

The Center for Medicare and Medicaid Services (CMS) is committed to addressing health inequities and the underlying inequities within the health care system. Iron Road Healthcare is helping CMS accomplish this by collecting this data. You are not required to complete this section of this form, but your participation is appreciated in our ongoing efforts to collaborate with Medicare.

Ethnicity







Race
















 

Are you becoming eligible for medicare?

or

Are you over the age of 65 and retiring from employment with group healthcare coverage?

(Proof of prior credible coverage may be required)

We are unable to offer you coverage at this time

Please check back during a medicare open enrollment period or contact customer service at
1-800-547-0421 for additional information

Medicare Information

Medicare enrollment starts in: *

Do you have an Advanced Directive

Do you have other health coverage?


ACH Banking Information

Please enter your banking information.

Enroll in auto pay? *

Iron Road Healthcare (IRHC) offers the option of having your premiums (dues) automatically deducted from your bank account on a monthly basis, in advance, and recurring on the second Monday of each preceding month instead of making direct quarterly payments. Your initial payment to start these transactions will be taken at the time we accept your application.

As a member enrolled in our Automatic Payment system with ACH auto draft,
we will continue to draft your new dues amount as regularly scheduled.

Would you like to pay with an ACH bank draft?

Iron Road Healthcare (IRHC) offers the option of having your premiums (dues) automatically deducted from your bank account on a monthly basis, in advance, and recurring on the second Monday of each preceding month instead of making direct quarterly payments. Your initial payment to start these transactions will be taken at the time we accept your application.

Payment Information

Your first month payment of $ will be drafted from your bank account upon approval of this application.

Payment Information

Your first month payment of $0
will be charged to your credit/debit card upon approval of your application.

There is no surcharge on debit card transactions or for residents of the following states
Connecticut, Massachusetts

Please review and accept the terms and conditions.

Let's get your credit card information

Your payment will be $0
Your card will not be charged until your application is approved.

 

There is a 2% surcharge ($0.00) on credit card transactions.
There is no surcharge on debit card transactions or for residents of the following states:
Connecticut, Massachusetts


Add A Credit Card

Note: We accept only Visa, Mastercard, or Discover

Terms and Conditions

Iron Road is an Employer Group Medicare Advantage Plan administered by United Healthcare and a Part D Prescription plan, administered by OptumRx. I will need to keep my Medicare Part A and B. I can only be in one Medicare plan at a time and I understand that my enrollment in this plan will automatically end my enrollment in another Medicare health plan. Enrollment in this plan is generally for the entire calendar year. Once I enroll, I may leave this plan or make changes only at certain times of the year if an enrollment period is available, or under certain special circumstances. Once I am a member of the Iron Road Medicare plans, I will read the Evidence of Coverage from United Healthcare and OptumRx. I must follow the rules to get coverage with Iron Road’s Medicare plans. I understand that people with Medicare aren’t usually covered under Medicare while out of the country except for limited coverage near the U.S. border.

Release of Information. By joining this Medicare plans, I acknowledge that Iron Road will release my information to Medicare and other plans as is necessary for treatment, payment and health care operations. I also acknowledge that Iron Road will release my information to Medicare, who may release it for research and other purposes which follow all applicable Federal statutes and regulations. The information on this enrollment form is correct to the best of my knowledge.

I understand that if I intentionally provide false information on this form, I will be dis-enrolled from the plan. I understand that beginning on the date the Iron Road Medicare plans coverage begins, I am required to get all of my healthcare via the Iron Road Medicare plans, and I must supply providers with a copy of my Iron Road Medicare plans ID cards.

Have questions?

Contact Member Services. We're here to help!

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